I have tried to use iKobo for over a year now. I have never actually completed a money transaction, because there has always been a "problem" after three people have tried to sendme money via iKobo.
I have tried cntacting Kobo. One of theproblems isthat they do not accept MasterCard. They said this was temporary, but after a year,they still have this problem, from what I have heard.
Second, on about ten different occassions, I have faxed or emailed confirmation documents to them, ID, birth certificate, etc. Thisis t get the $200 US limit lifted. EVERY time hey have said that they have not received them or they were illegible. I have sent as TIFF , JPG and Fax.It is probably a whole lot easier for them to keep yourmoney if they d not confirm your identity! Ofcourse that would apply to people receivng ver $200US, and thus those the most within the eyes of iKobo be victimized (yes US spelling).
Remember you guys if you get an invalid charge, or service is not delivered, take it up with Visa or Mastercard if your bank does not refund it. Those transactinsare guaranteed by Visa and Mastercard,as well as your bank.