We have four users (XP Pro SP3)out of 60 that are getting the userinit.exe error message (out of resources - loading your default profile) during logon. The system just hangs at loading personal settings. I can log into safe mode as admin, log out and log in as the user and everything is fine. If we restart, the same error occurs for the user and/or admin until I log into safe mode, log in as admin and logoff...scanned for viruses and nothing was detected. any ideas?