Well, I feel like I'm asking a dumb question, but what does DAO stand for? I just searched on it in Access Help and it's not defined. I've been getting frustrated with that type of thing in general with Access help -- endless loops of undefined terms.
The workspace transcation technique might be safer. I'm worried if I put up tabs, not all the forms will get filled out. It needs to work like flipping a sheet of paper when you reach the bottom and filling out the next page. This will just be used on individual PC's, though, not online. After wading through the Help article on BeginTrans I'm getting the feeling DAO is something you use for online databases.