Juergen,
If all 35 fields have known lengths/sizes (fld 1 =10 chars, fld 2 = 25 chars, etc.), then SDF is the way to go. Here's an example of what a line of the text file would look like:
john doe 123somestreet somecity somestate 12345
the fields are:
fname = john (width = 10)
lname = doe (width = 15)
address = 123 some street (width = 20)
city = somecity (width = 20)
state = somestate (width = 20)
zip = 12345 (width = 5)
Note the spaces - if you count each character (including the spaces), you'll see that they match with each field spec. This is the beauty, and curse, of SDF. SDF doesn't care what the field is (numeric, char, date, etc). SDF just starts putting characters into the fields of a record. When all the fields are full, it starts a new record.
If you look at your text file with a DOS text editor and each line of text is exactly the same length, then you have an ideal file for SDF!
There's always a better way...