The RJ designations have no direct relationship with the type of wire. The RJ designations dictate how the wire is terminated on modular jacks.
It sounds like your new home is being wired with Cat5 or better wire. Good start! To do it up right, you should have them run TWO runs of Cat5 or better wire to each outlet, and make sure all runs are home run to the equipment room/closet/garage stuctured wiring panel. By doing this, you can add whatever you need whenever to power your 'home network'.
The term home network can mean anything from the simple networks that connect over your single pair phone line (operating much like DSL, digital over an existing analog circuit) to home automation networks to high speed ethernet. Assuming you at some point want to connect telephones and computers to your wall outlets, you should have two seperate wires for those two services.
Now...if you only had one, you could have 2 phone lines on two pairs and set the other two pairs up as ethernet. If you are forced to do this (last resort), it is pretty simple to put a modular jack for phone (USOC wired) and an 8 pin modular jack for Ethernet (using pins 1 and 2 on one pair, and using pins 3 and 6 on the other pair). You could get some disturbance when the phone rings (ring voltage is generally 90+ volts AC) but I have seen many things like this running ok. However, you are in the spot to get the proper wiring in now before the walls are covered up.
You may also consider making sure you have good quality RG-6 coax at those multiuse locations as well, giving you the option for a cable modem or whatever for computer connectivity.
Hope that helps, good luck!
It is only my opinion, based on my experience and education...I am always willing to learn, educate me!
Daron J. Wilson, RCDD
daron.wilson@lhmorris.com