What part don't you understand? I am kind of shooting in the dark here because I don't know what you get or don't get.
I am assuming you know how to build a table and how to build a query. With that, you build your ZipCode table. It only needs one field, the ZipCode field.
When you build your query, put add the table with the 65,000 records, and the ZipCode table. Link the two tables by the Zip Code. (I am also assuming the big table contains a Zip Code field.)
Double click on the Link Line and a dialog will pop up that shows the field(s) you are linking as well as give you a choice to select 1, 2, 3. You would select 1.
That would take care of your criteria.