Just to correct Tels, ISDN cannot connect at a lower speed!
With an analogue modem, when it connects to the remote modem it, they will "handshake" and negotiate a connection speed. This connection speed will take into account the quality of the local loop and the configuration of the modems (drivers etc..), so you will often see modems connect at various speeds. My 56K modem will normally connect at about 45,333kpbs but often drops to 45,000kbps (sometimes lower!!). 56K modems will rarely connect at 56K!!
On the other hand, ISDN works differently. If you have a 64K ISDN line, it will either connect at 64K or not at all!! It's doesn't go through the same "speed negotiation" as an analogue modem! You will dial through your local exchange and phone system and into a router at the POP (Point of Presence) at your ISP. Your router or ISDN card will then get its clocking signal from the router (DCE) which will be n x 64K. It cannot connect any lower.
However, once your traffic leaves your ISP's POP and goes out onto the internet you are at mercy of the internet and it's bandwidth limitations. You still have a 64K connection via ISDN but it doesn't guarentee transfer rates from the internet! Your 64K ISDN is dedicated but once on the internet the available bandwidth on any link is contended! That is the nature of the internet.
Just wanted to clear that up!
Chris. ********************************
Chris Andrew, CCNA
Technical Support Engineer
********************************