ok -- my dearest friend!! If you will be brave enough, here goes......up another nite -- ready to actually cry at this point. Here it is, and NOT in a nutshell:
1. You are correct as always.... spoke to the E-MU Tech, and he said the E-MU card will do nothing that the M-Audio card will not do. So, returning the E-MU card today......hope I hear from you before I do, in case I need to get something else.....
2. Before this new disaster started, I was simply trying to convert/render/simulate, etc. whatever you want to call it -- my midi files and make them into wav files.....using Cakewalk Pro Audio or anything else. This was for a job which I have since lost

(((
I am using the following:
M-Audio Audiophile 2496 card,
Roland XV-88,
Behringer Eurorack
Cakewalk Pro Audio
In addition to the above, my producer wants me to record voice directly into this (has nothing to do with job above) and my voice was not being recognized by M-Audio Delta panel, cakewalk audio tracks, etc.
I also have the following programs if you need to know this?
Cool Edit Pro
Reason (which I am still learning)
Ableton !Live
I don't know if I have something hooked up incorrectly?? Have my tracks set up incorrectly in Cakewalk (Audio/Midi in/outs set-up wrong)...
I can't tell you how much it means to me that you are helping.....Every single other piece of advice ia have gotten from the audio store/other musicians has been wrong and this is getting too expensive and draining.....
I will wait to hear back from you before I go to the store to return this card......Another $200+ I don't have to spare.....thanks so very much -- TLC