www.995merchantaccounts.com VS paypal

[irbk]

According to

http://www.paypalsucks.com,

there recomended merchant is

http://www.995merchantaccounts.com/

I'm just a small business and trying to figure out how to accept credit cards on my site. I currently use paypal but am not fond of paypal pulling my customers off my site, plus I can't imagine anyone reading

http://www.paypalsucks.com

and not being a bit conserned about paypal. I've looked into authorize.net and there fees were CRAZY!! $299 setup fee, and then basically a $55/per month fee for things like your gateway and such. So I see this 995merchants.com, they claim to be so inexpensive... until you hit there "rates" page. Given, in order to get rates from authorize.net I had to contact a sales person, at least 995 gave the rates to me up front. While they have no setup fee, they are still charging $20/month for the gateway and then a $10/month "statement fee" (not quite sure what a "statement fee" is because if they want to charge me $10 just to send me a statment, I think I'll save the $10 and pass) so basically it looks to me like 995 is still $30/month. Before I start agreeing to ANYTHING, I'm wondering if any of you out there have used 995merchants.com and what your thoughts on them are.

Thanks in advance.

 

[johnwm]

I guess you have already discovered that paypalsucks is just a front for 995. Many people distrust any company that focusses on negative advertising about the competition, rather than selling their own product!

One of the key reasons for PayPal's success is that it DOES take the customer off your (possibly insecure) site and onto a secure and trusted site before taking any financial data. It's very easy for you to set up PayPal to return the user to your site on completion of the payment.

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[irbk]

Yeah, I was wondering that exact fact. Personally, I like paypal. Right now, Paypal is hosting my everything, cart and all. That I find kind of interrupting. I'm working right now on creating a custom shopping cart right on my site. Then only having my users offloaded to paypal at checkout time. That would be less interfearing with the users shoping experience. I'm just trying to hammer out the details on how that works. Mostly, I need to setup the test site for testing it and I've been a bit lazy!

 

[johnwm]

If you are going to do much interfacing with PayPal login to their developer site

https://developer.paypal.com/cgi-bin/devscr?cmd=home/main

There is good explanations of how to interface, and lots of code examples. You also get dummy accounts on their test server which looks and acts exactly like real PayPal except there is no real money, so you can do all your testing on that account before going live

________________________________________________________________
If you want to get the best response to a question, please check out FAQ222-2244 first.
'If we're supposed to work in Hex, why have we only got A fingers?'
Drive a Steam Roller

 

[irbk]

Oh, yeah, that reminds me. I do have a paypal dev account for the first time I set up the site.... now if only I could remember my password....