The correct answer is "it depends". While the line rate (from the fiber node to your house) is faster, the actual available bandwidth will vary on many other factors; available bandwidth to the node, usage of other subscribers on the node, backbone speed to the head-end, etc. Not to mention the SLA differences; if cable goes down, you're sunk until they get around to fixing it, where with T1, you usually have SLA terms written into the contract (outages longer than "x" will result in credits, etc.).
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