SSL certificate correct or not

[nstefi1]

Hi everyone,

We recently installed an SSL certificate in the server for a website and currently when I go the the webpage and click on the lock sign, in IE7 it shows this message:
Website Identification
UTN - USERFirst-Hardware has identified this site as:
... domain name ...
This connection to the server is encrypted.

When I click on View certificates and Details tab, the "Key Usage" and "Basic Constraints" have an exclamation mark each.

I compared with the SSL certificate from a bank, which shows:
Website Identification
VeriSign/RSA Secure Server CA has identified this site as:
... name of the bank.com ...
This connection to the server is encrypted.

When I check view certificates, the "Key Usage" and "Basic Constraints" have a green arrow down sign on them.

I told my concern to our managers and to another IT guy, but he said don't worry about it as long as the lock is there, the site is secure.
Is it true that I don't need to worry about it?
When I open MMC, where should I see the website's certificate, under Certificates snap-in for "My User", "Service" or "Computer" account?
Did I make a mistake when I installed it or maybe the certificate file which I bought was wrong?
Can somebody tell me how to install the certificate correctly?

Thank you very much