What you were probably reading about was "striped" drives in a server setup. The PC needs an operating system (located on the hard drive) to function. In "striped" setups, you have multiple hard drives to maintain an operating system. In a single drive system, you would lose the operating system. The other thing to look out for in "hot swapping", is power surges. If the drive is idle (floppy drive), no power is "read" when you unplug it. If some thing is using power when you unplug it, it will sometimes upset the power supply. I've had systems shut down when a fan comes unplugged.