Just to put the record straight, the kind of power supply you are talking about is what’s called a “Switch mode power supply”.
The PSU works by taking MAINS voltage, feeding into a full wave rectifier then to a CAPACITOR.
The first DANGEROUS part of the circuit is this Capacitor, at this stage you have in the region of 600v DC – DC is NOT forgiving, it will cause muscles to lock up, the 600v part BURNS the skin.
However the charge on the capacitor in this size of PSU only lasts for minutes. So to be safe leave it OFF for an hour should cover it. If you have a meter look for the LARGE Capacitor near the mains input, and measure its voltage.
Someone mentioned that the “coil” can hold a charge for years – not so, a coil can’t hold a charge as such. It can give a voltage ‘back out’ but it is only due to a collapsing magnetic field, consequently it is a ‘short lived’ voltage.
Don’t short circuit the capacitor to discharge it, massive currents will flow possibly damaging the capacitor or other components.
The next DANGEROUS part of the circuit is the CHOPPER, this takes the 600vDC and ‘chops’ it up at about 40KHZ, this area can cause RF (Radio Frequency - like a microwave) burns.
This is then passed through a ‘small’ transformer, reduced, rectified and regulated to give the low voltages required by the PC.
The whole system is extremely efficient due to the high chopping rate.
A transformer would have to be very large to pass the same amount of current.
I have worked on many a unit, but I still respect them.
DO NOT POWER THE UNIT ON WITHOUT THE COVERS IN PLACE, UNLESS YOU KNOW EXACTLY WHAT YOU ARE DOING.
However changing the fan should be straight forward, as you don’t normally have to remove the PCB (Board) from the case, so you can’t get to the ‘live side’.