FAT-16 is the usual format for a 3.5" floppy disk. FAT goes back to the MS-DOS days. When you put a floppy disk in your PC, right click the A: drive in MyComputer and select Properties. It should tell you the file system is FAT. If it's different, then right click the A: drive and select Format. Select FAT for the file system and run the format. Make sure it finishes with zero errors.
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