It can't be turned off AFAIK. It only comes up if you try and change tenders though. I can't say for RES 4, been too long since I played with one, but RES 5 does do it.
why do you want it turned off? it appears to attempt to warn someone that a CC auth has been run and they are changing payment types. doesn't it avoid an issue vs. cause an issue?
I actually don't want to turn it off. I just wanted to verify it could not be turned off because I am programming a sim function that is affected by it.
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