I get a message on my PC that it is low on virtual memory when I am on the internet and that some apllications will be denied access. I have a 5 year old PC which has 64MB RAM and I was advised to increase it to 128MB RAM to make it work better. I wish to add that I upgraded my OS from Windows 98SE to Windows XP recently. I have the low virtual memory issue since upgrading. Is there a simple solution without having to invest in a new CPU? I was told that I would have to replace the memory chip on the motherboard in the PC? Is it something I could do myself after purchasing the component from Fry's Electronics? A simple and economic solution would be appreciated very much.