I live in Charleston, SC and am having one hell of a time trying to find out what kind of insurance I need beyond just general liability. Some speak of Professional Insurance including errors and omissions covering damages due to lost data, etc. I'm a one-man-band looking to expand, with the phone ringing off the hook. Any input? Who does everyone else use? There are NO resources in my area, although there are 15 companies like mine here. Thanks!