Thank you, yes, I've been all those routes through the years as this isn't the first time I've exported from Excel to CSV, then to a database. This is the first time, though, with a more recent version of Excel and all these problems, and Excel does not appear to have any options for the CSV exporting. It does it its way and that's it.
Many years ago I had an application that would import directly from Excel into any number of databases and would take care of these issues itself but it appears to be defunct now so perhaps I need to search for another or unearth this old one, which I may still have somewhere, and see if it will run on Windows 8.1.
The data I am working with contains single and double quotes, commas, colons and semicolons (and possibly others) which is why these things need to be escaped. Anyway, I'll see if I can locate some other application to do the importing directly and thank you again for your time.