I think you have identified the correct aspects to the decision. For instance, legal requirements (for instance privacy) may force you to have individual DW's. And having a separate DW is a sales bonus if you should sell one division.
Separate seems to have more flexibility, but you can, perhaps, enforce conformed dimensions as much as possible to ease the next step......
You may want to have a consolidated datamart where transactions are consolidated, currencies converted, etc.
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The trouble with doing something right the first time is that nobody appreciates how difficult it was - Steven Wright