I hear banks here in Holland saying that CMM level 5 companies working on their systems means that the sources can not contain harmful or criminal code or code from terrorists. Do you agree? I also hear that Microsoft works with companies with CMM level 5. But I know their sources are never without any error. How does this match the CMM level 5 thinking? How is this possible? So what is the big deal with CMM level 5 and how save are with with it?