We tried using this at a site on 7.6.100a when this functionality came from Peak Best OE which macola has now made their own. IC verify is the CC clearing house & it will only authorize, you can't capture the cc info & submit at POS rather than point of order entry, so this solution did not work for us. I had asked Peak over a year ago if they would explore trying another clearing house so we could have more options, but they couldn't commite unless there was a sufficiently large audience to underwrite the development. So, unless macola did significant upgrades to Peak's original program, I suspect the solution has not evolved yet into what most of my clients would be looking for.