I have 5 different tables:
CustInfo (Acct Number, Officer Name, Cust Name, Address, Etc.)
CustNotes (Acct Number, Note Line Number, Note)
TrackedItems (Acct Number,Cat. Number, Cat. Desc, Reference, Expiration Date)
TrackedItemNotes (Acct Number, Cat. Number, Note Line Number, Note)
Collateral...